For Independent Advisors & Small RIAs

Your compliance
officer never
sleeps.

Guarded watches your client meetings, emails, and regulatory calendar — so you can focus on clients, not compliance paperwork. Built for the 300,000+ advisors who can't afford a $200K compliance team.

SEC & FINRA Aligned Zero-Retention AI Audit-Ready Output
Guarded Dashboard
All Clear
Client Meeting — Miller Review
Logged & archived · Fiduciary note captured
Email to Thompson — Risk Flagged
Suggested revision: remove forward-return guarantee
!
Reg S-P Update Required
Due June 3 — vendor list needs review
Q2 Audit Report
Generated in 8 seconds — 47 client records

One compliance failure can end your career.

300,000+ underserved

Independent advisors and small RIAs have the same compliance obligations as trillion-dollar firms — but none of the infrastructure. The tools exist for institutions, not for solo practitioners.

The cost is crushing

A full-time compliance officer runs $150K–$300K/year. Existing software is built for big banks — bloated, expensive, complex, and designed for teams, not solo advisors who wear every hat.

Regulators are watching

SEC's 2026 Examination Priorities flagged AI tools as a key risk area. FINRA's enterprise initiative signals the same. Every advisor using AI is under a microscope — even if they're doing everything right.

Five capabilities.
Zero manual work.

01

Auto-Document Meetings

Drop in a transcript or meeting notes. Guarded extracts key decisions, captures fiduciary language, logs the client relationship, and files it in your audit archive. Done before you've finished your coffee.

Works with:
Otter.ai Zoom transcripts CoachVantage Any note format
02

Risk Flag on Emails & Proposals

Before you hit send, Guarded scans your emails and client proposals for SEC/FINRA risk language — forward returns, guaranteed outcomes, unsuitable recommendations. Flags it, suggests the fix, moves on.

Catches:
SEC Marketing Rule violations Undisclosed conflicts Performance implications Suitability gaps
03

Regulatory Change Monitor

SEC, FINRA, and state regulators change rules constantly. Guarded tracks the updates that apply to your firm and tells you exactly what needs to change in your policies, disclosures, and client communications.

Tracks:
SEC Examination Priorities FINRA Rule changes State BD regulations Form ADV obligations
04

One-Click Audit Reports

When the SEC comes calling — or your custodian does — you need documentation fast. Guarded generates audit-ready reports in seconds, covering client meetings, email review history, policy attestations, and trade surveillance logs.

Includes:
Client meeting logs Email review records Policy attestation trail WORM-compliant export
05

On-Call Compliance Brain

Ask Guarded anything: "Does this language comply with Reg BI?" "What disclosures do I need for this strategy?" "What changed in the SEC's 2026 exam priorities?" Instant, grounded, defensible answers — with citations.

Answers:
SEC/FINRA rule lookups Disclosure requirements Fiduciary duty questions Form ADV guidance
06

Always Watching. Never Sleeping.

Unlike a quarterly review or a compliance consultant you call when things go wrong — Guarded is in your workflow continuously. It sees what you see, flags what needs flagging, and documents everything automatically.

Always active:
Meeting documentation Email risk scanning Regulatory monitoring Audit trail maintenance
300K+
Independent advisors & small RIAs in the US, underserved by enterprise compliance tools
$175K
Average annual cost of a compliance failure — between fines, licensing loss, and legal fees
8 hrs
Per advisor, per week — the average time spent on compliance documentation that Guarded eliminates
100%
Of Guarded's AI interactions logged, archived, and exportable for SEC/FINRA examination

Three steps to compliance peace of mind.

1

Connect your workflow

Link your email, calendar, and meeting transcripts. Guarded reads your world — without asking you to change how you work.

2

Guarded learns your practice

It maps your client types, strategies, and disclosure obligations — building a compliance profile specific to your firm, not a generic template.

3

Daily protection, always on

From day one, Guarded documents everything, flags risks before they leave your outbox, and maintains your audit trail continuously. You focus on clients. It handles the rest.

"Compliance shouldn't require a compliance officer. The independent advisor who serves the client who can least afford a full legal team — that advisor deserves the same protection as the institution. That's why we built Guarded."
Built for the solo advisor. Powered by AI. Defensible under any regulator's light.

Get early access to Guarded.

Independent advisors and small RIAs go first. We onboard in cohorts — tell us about your practice and we'll be in touch.

No spam. No sales calls unless you ask. We'll reach out when your cohort opens.

The next compliance failure won't be yours.

Guarded keeps independent advisors and small RIAs compliant — automatically, continuously, and at a fraction of the cost of a compliance officer. Built SEC/FINRA-aligned from day one. Zero data retention on AI interactions. Audit-ready every day of the year.